Short-Term Health Short-term health insurance is the ideal coverage to offer clients who are waiting for permanent coverage or are departing an employer's group policy. And we make it easy to sell and service this coverage while giving your clients flexible payment options.

We offer two affordable short-term health plans for California residents who are not covered by another medical plan.

The Option One single payment plan provides variable term coverage from 30 to 185 days, depending on your clients' needs. The Option Twelve monthly payment plan provides continuous month-to-month coverage for up to twelve months.

Features of both plans include:

• Prescription drug coverage.
• Choice of physicians in the Blue Shield Life Network.
• If approved, coverage may begin the day after the application is submitted to Blue Shield Life and approved, or on a future date that can be specified (within 45 days).
• Choose the deductible amount to pay before coverage begins (waived for accidents): $250, $500, $1,000, $1,500 or $2,000. After the covered person meets his or her deductible, Blue Shield Life pays 80% of the allowable amount of the first $5,000 of covered services, and 100% of the allowable amount for covered services above $5,000 up to a maximum of $2,000,000 per policy term.
• $50,000 accidental death and dismemberment insurance (for primary applicants 18 years or older only).

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