Application

Personal Property
Unscheduled Personal Property For claims purposes, items are valued at replacement cost, which means that AIU will replace your lost items with identical items or items of the same quality. You will not have to bear the cost of depreciation in the value of your property over the years.
Determine the approximate value of the Unscheduled Personal Property owned, used or worn by you and members of your family in the same household and select the appropriate limit of coverage below.
Please Note: It is important to choose a limit that will cover the full value of your Unscheduled Personal Property to ensure adequate protection.

Select Desired Deductible *
Total Unscheduled Personal Property Value (minimum 5000) *
Scheduled Personal Property If you would like to apply a specific coverage limit to specific items, such as jewelry, watches, furs, fine arts, antiques, cameras, computers and stereo equipment.

A copy of a current (within the last three years) appraisal or bill of sale is required for each item valued over $5,000. The Company must approve items valued over $10,000 before beginning coverage.

Total Scheduled Personal Property Value
Commercial Warehouse Coverage Total Value of Personal Property in Commercial Warehouse
Identity Theft Expense Coverage Reimbursement for select out-of-pocket expenses of up to $5,000 if you become the victim of identity theft.

Insured
Insured and Spouse
Insured and Family (max. of five individuals)
Liability The policy includes Comprehensive Personal Liability at a limit of $100,000 with $2,000 in Medical Payments at no additional charge. For an increased level of protection, the following Comprehensive Personal Liability limits are available:

Select Limit of Liability *
Transit Total Value of Personal Property Being Shipped by Sea
Total Value of Personal Property Being Shipped by Air


Insurance underwritten by member companies of American International Group, Inc., (AIG). The policies described may not be available in every state or outside the US, and the descriptions thereof are not complete descriptions or a complete list of all policy terms, conditions and exclusions. Full details of the coverages are contained in the policies. If there are any conflicts between this document and the policies, the policies shall govern.