Product Liability - Protection against financial loss arising out of the legal liability incurred by a manufacturer, merchant, or distributor because of injury or damage resulting from the use of a covered product.
Directors and Officers - The large exposure facing the Directors and Officers of corporations in their role as corporate managers may well exceed the assets of their Company. For virtually any corporation, the cost of defending suits against its Directors and Officers can prove catastrophic. D & O Liability Insurance is designed to help protect both the assets of the company and the personal assets of these individuals. D & O Liability Insurance helps protect the Directors and Officers of the Company against claims alleging:
- Employee discrimination or unfair employment practices.
- Wrongful termination.
- Disposal of corporate assets, without regard to the firm's ability to pay for or secure the company's debts.
- Wrongful denial or termination of credit to any customer or client.
- Violation of the anti-trust laws or unfair methods of competition.
- Violation of a loan covenant.
- Exorbitant dividend payments or profit sharing contributions which were made by the company.
Property and Casualty Companes we Represent:
Regional California workers’ compensation insurer.
ACE INA is the U.S.-based division of the ACE Group of Companies, which provides insurance and reinsurance for a diverse group of commercial clients around the world.
$6 Billion company; one of the largest insurers in the world. Operating both here and abroad.
Small business insurance and construction surety bond provider
Publicly held property and casualty company with over $44 billion in assets.
Western region insurance company servicing California and Nevada; founded in 1898.
Regional personal and small business insurer servicing California, Nevada, Arizona, and Utah. Owned by GMF in France.
Workers’ compensation company for small businesses. 17th largest non-governmental workers’ compensation company in the United States.
Personal auto insurance company in California and Florida, also provides business auto in California only.
Commercial property and casualty company serving the West and Midwest.
Founded in 1863, Fireman’s Fund now has over $11.6 billion in assets and $5.5 billion in written premium.
Workers’ compensation MGA serving 26 states throughout the West and Midwest. Included in Inc. Magazine’s top 500 fastest growing companies two years in a row.
Specialty insurer founded in 1938. Operates in 12 countries covering commercial property and casualty and high value homes.
Product liability and clinical trials insurance company specializing in Medical Technology and Life Science companies.
Nonprofits' Insurance Alliance of California is a liability insurance pool which was established in 1989 exclusively for 501(c)(3) tax-exempt nonprofit organizations in California, and is itself a 501(c)(3) nonprofit.
Founded in 1894, Oregon Mutual provides personal insurance for auto and home, as well as agribusiness and other commercial insurance in Oregon, Washington, Idaho, Nevada, and California.
Provides niche commercial and special lines coverage with robust loss control profiling.
Well-known non-standard auto personal and business auto insurer that has since expanded into other vehicle insurance; the third largest auto insurer in the US.
Regional workers’ compensation insurance company, operating mainly in California and other western states.
Writes small commercial property, casualty, and excess; also has a personal umbrella program.
Small business and personal lines insurer operating mainly on the West coast, but has been expanding nationwide since 1997.
California State Workers’ Compensation program to act as a guaranteed insurer for businesses at no cost to taxpayers.
Founded in 1810, Hartford now has $2.3 billion in income, and was ranked 78th on the 2006 Fortune 100 list. Hartford provides commercial, specialty, and personal insurance to most states.
One of the largest providers of property and casualty insurance products in the United States. $21.1 billion in premium written in 2006.
Writes business and specialty insurance; is the parent company of Kemper.
Founded in 1872, Zurich operates in 50 countries. In North America, Zurich is one of the largest business insurers operating today.